1. The minimum value needed to activate the gift Card is £1 or £5 on E-cards.

2. You can top up your card at any time in participating Farmfoods stores. E-cards cannot be topped up.

3. You can use the card in full or part payment for goods purchased in participating Farmfoods stores.

4. Any payment credited to the card which is subsequently dishonoured will result in the credit to your card being revoked.

5. The value of your purchases will be deducted from the balance on your card when presented; any remaining balance can be used against future purchases.

6. The card is not for re-sale and cannot be exchanged for cash. No change or refund will be given. The card will not be honoured if sold.

7. Your balance will be updated after every purchase and will be shown on your till receipt.

8. If no expiry date is shown, the card will automatically expire 24 months after the last time you use it to make a purchase or check your balance and any remaining balance will be deducted. Any remaining balance will be deducted from E-cards the day after the expiry date.

9. Please treat your card like cash - Farmfoods will not accept responsibility for your card if it is lost, stolen or damaged; it will not be replaced or its value refunded in any of these circumstances.

10. The card remains the property of Farmfoods and is not a cheque guarantee, credit or charge card.

11. Farmfoods reserves the right to amend these terms and conditions and/or discontinue the card at any time. Your statutory rights are not affected.